Ask vesting schedules, cliffs, dilution, strike prices, refresh cadence, and exit scenarios. Model realistic outcomes, not fantasies, and compare to cash alternatives. Ownership can multiply wealth, yet poor terms can erase value; clarity helps determine rational trade-offs that suit your goals.
Investigate parental leave, mental health coverage, out-of-pocket caps, fertility assistance, and disability protections. Consider commute demands, remote setup budgets, and time-off frameworks. Real-life sustainability influences performance and retention, making thoughtful benefits a negotiation lever with measurable value beyond headline salary numbers.
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